Tennessee Car Insurance

Independent insurance agents are able to provide you with insurance quotes from multiple different carriers so if you are comparison shopping, make sure to include an independent agent in your list. If you just got your auto insurance renewal, you are probably shocked by the rates and want to find lower rates with a different company.

If you're comparing equivalent auto insurance quotes, you should get a good idea of which insurance company offers the lowest price.

You CAN Pay Less for Tennessee Car Insurance!

Tennessee ranks 38 out of 50 states in what drivers pay for car insurance. Comprehensive averages about $124 and collision coverage is around $288. The key thing to remember is to make sure your car insurance quotes compare the same insurance limits for liability and physical damage coverage.

Online car insurance rates for Tennessee can be significantly different than what you may get from an agent, so it's important to get quotes from both to make a fair comparison. You may have found your car insurance rates have increased due to an accident, a claim, a teen driver who just got their license, or some other event.

Tennessee Low-Cost Car Insurance

People tend to stay with the same company for years, even though they may be paying more than they have to! Compare rates from other Tennessee companies today and prevent this from happening to you. Choosing lower deductibles for comprehensive and collision coverage can really help lower the average premium paid by Tennessee drivers.

Compare Tennessee Car Insurance Rates

Even though Memphis may have the most people in Tennessee, that doesn't mean car insurance rates will be higher or lower where you live.

Pay Less for Tennessee Car Insurance

Liability insurance is a coverage that is very affordable and state minimum requirements are usually not enough insurance for most people.

A Tennessee car insurance rate comparison can easily be done simply by clicking the 'Start' button at the top of our site. People who buy insurance online are more likely to find lower rates because they can compare more rates more quickly.

Both New Car and Used Car Insurance Quotes

Comparing Tennessee car insurance prices online can take less that five minutes simply by clicking the big green Start button at the top of our site. Out of the more than 4,204,100 people driving in Tennessee, many of those consumers have saved money on car insurance.

Each insurance company has their own set of rating criteria, so the rates from one insurer may be significantly different from another. The best car insurance rates in Tennessee may be through an online insurance company like GEICO or Progressive, or it may be through a traditional carrier like a local State Farm or Allstate agent.

Money Saving Tips When Buying Car Insurance

  • Tennessee car insurance rate comparisons should be made every year. This helps you place your coverage with the lowest cost car insurance company.
  • Compare car insurance in Tennessee by clicking the 'Start' button at the top of this page
  • Drivers who tend to get speeding tickets and other violations pay higher premiums
  • Having a longer policy term or paying your premium in full can save money
  • Clean up your credit report and see significant savings
  • Belonging to certain professional organizations can earn you a discount
  • Click here to compare rate quotes and see if you're spending too much on car insurance in Tennessee.

By taking a few minutes and doing a comparison quote, you could save hundreds on auto insurance. Click to start a quote!

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Most Stolen Cars in Tennessee
  • 1994 Jeep Cherokee/Grand Cherokee
  • 1999 Ford Taurus
  • 2004 Dodge Ram Pickup
  • 1989 Chevrolet Conventional Cab 4x2 Pick
  • 2005 Chevrolet Impala
  • 1994 Honda Accord
  • 1989 Chevrolet Caprice
  • 1995 Oldsmobile Cutlass
  • 2004 Ford F150 Series
  • 2002 Ford Explorer
Tennessee Insurance Statistics
  • Minimum liability requirements in TN are $25,000 per person, $50,000 per accident, and $10,000 in property damage liability
  • There are 6,296,254 people in TN, over 4,204,100 licensed drivers, and over 14,973 vehicle thefts each year
  • Comprehensive coverage costs and average of $124 and collision coverage averages $288. Liability insurance is an additional $359.
  • Tennessee ranks 38 out of 50 states for car insurance costs. Average car insurance rates in TN are $649.
  • Homeowners insurance in Tennessee average $723 but if you combine your home and car insurance with the same company you could get a discount.